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EP.2 | How Trust Lending Gave Birth to the Perpetual Borrowing Myth

By Parag Dixit, Julius Dabre & Mudit Khandelwal · February 5th 2026

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Ep.2 | How Trust Lending Gave Birth to the Perpetual Borrowing Myth

The era of using trust structures as a shortcut to an endless portfolio has officially hit a wall. While these setups were once prized for asset protection and tax flexibility the combination of surging property prices and sharp interest rate hikes has exposed the hidden risks of the model. Investors leveraged specific loopholes that are now being closed and many are suddenly facing massive maintenance costs without the safety net of negative gearing.


This episode serves as a vital reality check on why your long term exit strategy and asset selection now matter far more than the legal structure on the paperwork.

(00:00) Introduction

(01:29) Historical Context and Industrial Anticipation

(02:52) Trust Structure and Asset Protection

(13:17) Types of Trust and Asset Selection

(36:14) Impact of Interest Rates and Financial Planning

(38:52) Balancing Portfolios and Exit Strategies

(46:50) Future of Trust Lending

(48:19) Final Thoughts and Best Practice